ABOUT BRUCE
Built for the next era of money movement.
Bruce is a global money app for sending, receiving and getting paid anywhere in the world. Users hold dollar-backed digital money (USDC) in a self-custodial wallet and pay anyone by @username, QR code, payment link or invoice - instantly.
We combine modern fintech experiences with blockchain infrastructure to create faster, borderless financial systems for individuals, businesses, and institutions navigating an increasingly digital economy.
Money should move at the speed of information. Yet for most of the world, sending value across borders still takes days, costs too much, and depends on intermediaries that have not meaningfully evolved in decades.
Bruce is reimagining that infrastructure from first principles - pairing the trust and clarity of traditional finance with the open, programmable nature of borderless payment infrastructure.
Our principles
- Simplicity. Financial products should feel obvious, not technical.
- Stability. Trust over speculation. Durability over hype.
- Openness. We build on open infrastructure so value can move freely between people, platforms, and protocols.
- Trust. Compliance, security, and transparency are core product features - not afterthoughts.
What is Bruce
Bruce is a global money app for sending, receiving and getting paid anywhere in the world. Users hold dollar-backed digital money (USDC) in a self-custodial wallet and pay anyone by @username, QR code, payment link or invoice - instantly.
- Send and receive money instantlySend money to anyone in the world by @username, pay handle or wallet address - it arrives in seconds with 0% fees.
- @username pay pageEvery user gets a public pay page at bruce.money/username so anyone can pay them from a link.
- Pay QR card and scan to payNewDownload or share a printable Bruce Pay QR card, and scan any Bruce QR code to pay instantly.
- Voice payment alertsNewYour phone speaks every payment out loud - "Received 500 rupees from Ravi on Bruce" - in 19 languages.
- InvoicesCreate and send professional invoices that clients anywhere can pay instantly - 0% fees.
- Escrow paymentsProtect both buyer and seller: money is locked in a smart-contract escrow and released only when the deal is done — 0% fees.
Who uses Bruce
- Freelancers: get paid by clients abroad with 0% feesSend a Bruce invoice or payment link. Your client pays in dollars, the money lands in your wallet in seconds, and Bruce charges 0% fees. Withdraw to your bank when you want.
- Send money to family abroad instantlyPay your family by @username or QR code. The money arrives in seconds with 0% Bruce fees, and they can hold dollars or withdraw locally.
- Shops: accept QR payments and hear every paymentPrint your Bruce Pay QR card for the counter. Customers scan and pay, and your phone announces each payment out loud in your language.
- Buy and sell online safely with escrowUse Bruce escrow: the buyer's money is locked until delivery, released on approval or automatically after the inspection window. Escrow has 0% fees.
- Businesses: pay contractors and teams worldwideSend batch payouts in one step, require team approvals, and export everything to QuickBooks or CSV.
- Developers and AI agents: add global paymentsUse the Bruce API, webhooks and store plugins for checkout and escrow, or connect AI assistants through the Bruce MCP server with spend policies, AP2 and x402.
0% fees. Your money, your wallet.
Always free for users: 0% fees to send, receive, invoice, create checkout links or use escrow - forever. A dispute review fee applies only when Bruce reviews a disputed escrow above $100. Balances are USDC (a regulated, dollar-backed stablecoin issued by Circle) on the Base network. Wallets are self-custodial and secured by Privy - Bruce never holds user funds, and users can export their private key. See pricing.
The company
- Company
- Browills Limited, trading as Bruce
- Company number
- 15573409 (England and Wales)
- Headquarters
- London, United Kingdom
- Markets
- Available worldwide — global-first, borderless money for freelancers, businesses, and anyone who sends or receives across borders.
- Platforms
- Android (Google Play), Web app (bruce.money), Installable PWA, iOS (coming soon)
- Pricing
- 0% fees for users to send, receive, invoice and use escrow.
- Custody
- Balances are USDC (a regulated, dollar-backed stablecoin issued by Circle) on the Base network. Wallets are self-custodial and secured by Privy - Bruce never holds user funds, and users can export their private key.
- Registered office
- Office 2287, 182-184 High Street North, East Ham, London E6 2JA, United Kingdom
Investors can find our thesis and product footprint on the investors page. Journalists and partners can use our press kit or get in touch.