INVESTORS
The money app for a borderless economy.
Bruce lets anyone send, receive and get paid anywhere in the world, instantly and with 0% fees. It pairs a mainstream consumer app with self-custodial dollar wallets and agent-ready payment rails.
Why now
Dollars are going digital
Regulated, dollar-backed stablecoins such as USDC settle in seconds, 24/7, anywhere with an internet connection. They are becoming the default way to hold and move dollars outside the US banking system.
Cross-border work is still paid the slow way
Freelancers and small businesses billing clients abroad still wait days and lose a slice of every payment to wires, platform fees and FX markups. Bruce makes those payments instant and free.
AI agents need safe money rails
Software agents are starting to buy and sell on their own. Bruce already lets agents pay with budgets and spend rules through MCP, AP2 mandates, x402 and an A2A agent card, instead of handing over keys.
Consumer simplicity, self-custodial core
Bruce feels like a mainstream money app, with sign-in by Google, Apple or email, but every wallet is self-custodial. Bruce never holds user funds, which keeps the model lean as it scales across countries.
What's live today
- 27Features live
- 5Product areas
- 0%Fees for users
- 19Voice alert languages
- Android · Web · API · iOSPlatforms
Consumers and businesses get a global dollar wallet, @username pay pages, QR payments, invoices, escrow, scheduled and batch payouts, statements and team approvals. Developers and AI agents get the same rails through an API, store plugins and MCP. See every feature.
Developer and agent platform
- Payments API and webhooksA REST API with OpenAPI spec and signed webhooks for invoices, checkout, escrow, offerings and payouts.
- WooCommerce, Shopify and HTML buttonAdd Buy with Bruce escrow checkout to WooCommerce, Shopify or any website.
- MCP server for AI assistantsConnect Claude, ChatGPT, Cursor and other MCP clients to Bruce to check balances, create invoices and checkouts, and manage escrows.
- AI agent payments (AP2, x402, A2A)Let AI agents pay and get paid safely with spend policies, AP2 mandates, x402 HTTP payments and an A2A agent card.
- Accounts for AI agentsNewAn AI agent can open its own non-custodial Bruce account with no website or human login, then pay, get paid, invoice and use escrow like any signed-in user.
Market
Available worldwide. The first focus is cross-border freelancers and small businesses, starting with the US and India corridor, plus South and Southeast Asia.
See how freelancers, families, shops, sellers, businesses and developers use Bruce.
Company
- Company
- Browills Limited, trading as Bruce
- Company number
- 15573409 (England and Wales)
- Headquarters
- London, United Kingdom
- Markets
- Available worldwide. The first focus is cross-border freelancers and small businesses, starting with the US and India corridor, plus South and Southeast Asia.
- Platforms
- Android (Google Play), Web app (bruce.money), Installable PWA, iOS (coming soon)
- Pricing
- 0% fees for users to send, receive, invoice and use escrow.
- Custody
- Balances are USDC (a regulated, dollar-backed stablecoin issued by Circle) on the Polygon network. Wallets are self-custodial and secured by Privy — Bruce never holds user funds, and users can export their private key.
- Registered office
- Office 2287, 182-184 High Street North, East Ham, London E6 2JA, United Kingdom